Why the free version has ads.

FinanzPilot and Katun are free. The free version shows a small, non-personalised banner, and Pro removes it. Here is why, and what the banner gets and does not get.

Why ads at all

Building and looking after an app is work. The ads in the free versions pay for it; the privacy policy lists it as a purpose, too: "Funding the free version with non-personalised ads". That way you can try an app with no account and no subscription, and decide for yourself whether you want Pro.

What the banner is

In FinanzPilot it is a small ad banner at the bottom of the app's pages, never over dialogs, menus or the introduction. The ads come from Google (AdMob). Google's consent form asks first; if you decline there, Google may still show limited ads without personalisation, and the app does not ask about tracking.

What it gets and what it does not

This is how it stands on the page "Private by principle", and we repeat it here word for word. What Google's ad SDK collects itself in FinanzPilot: IP address and the approximate location derived from it, device and system details, a device identifier, impressions and clicks, advertising data, the SDK's diagnostic, performance and crash data. Every request is flagged as non-personalised. The advertising identifier (IDFA) only if you allow tracking in the iOS prompt. Never your financial data.

In Katun: never health data, nothing from your chest, never the advertising identifier (IDFA). Katun does not ask for permission to track; Google never receives your iPhone's advertising identifier.

Where Katun never shows ads

In Katun it is one small banner at the foot of the app's pages, from 6:00 to 21:00. Never at launch, never late at night, never with Baba's tales, never during calm time or in the two minutes after, never while you write in the chest. There are no rewarded ads.

Pro removes them

With FinanzPilot Pro the ad SDK does not even start. Pro costs CHF 19 per year or CHF 59 once, for good; you can try it free for 30 days in the app, with no subscription. Katun Pro takes the ads away, has Baba read every tale aloud, and adds the sound mixer and the year's blanket to print: for a year, or for life. Or you only remove the ads, once. What is free in Katun never becomes Pro.

If an ad in FinanzPilot does not look right to you, you can report it in the app ("Report an ad"); the app prepares an email to us for that.

Nikola Marković · November 2026

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