FinanzPilot guides

Pensions, AHV and bank data in Switzerland, explained briefly

Calm, practical guides to questions almost everyone in Switzerland faces. Every figure with an official source and a date stamp. General information, not advice.

Pensions

Pillar 3a Pillar 3a before 31 December: what you can still do The 2026 maximum amounts, why the credit date counts, the new catch-up payment for 2025 and common mistakes. As of October 2026 · 13 min read · Sources: FSIO, FTA
FIRE FIRE in Switzerland: the three pillars, simply explained When AHV, pension fund and pillar 3a money becomes available, what retiring before 65 means and which AHV contributions continue. As of October 2026 · 14 min read · Sources: AHV/IV, FSIO, Fedlex
AHV Checking AHV contribution gaps: how to order your account statement Order the statement for free, read it, query mistakes within 30 days and pay contributions for the last five years. As of October 2026 · 10 min read · Sources: AHV/IV, FSIO

Bank data

E-banking Exporting your bank statement: camt.053, CSV or PDF How the formats differ, how to find the export in your e-banking and what to watch for in CSV files. As of October 2026 · 8 min read · Source: Swiss Payment Standards (SIX)

How we write the guides

Official sources: figures and rules come from the federal offices, the AHV/IV information centre and the law. What we can't back up, we leave out.
Dated: every guide states when it was last checked. When amounts change, we update it.
Not advice: we explain rules but don't recommend products, providers or timing.
Honest about the app: the "How FinanzPilot helps" section only lists what the app really does, and what it doesn't.

Written by Nikola Marković, the developer of FinanzPilot. The official sources are mostly in German, French and Italian. Found a mistake? Write to us: support@komovi.ch.